Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car.
When it comes time to make a decision about purchasing commercial auto insurance, the decision will be largely influenced by the kind of driving your business’ employees engage in.
At St. Germain insurance Ins. we will analyze your business’ unique situation and explain your commercial auto insurance options to you. We will ask you about how the vehicles are used by your employees, which employees operate the vehicles, and we will also ask if any of them will be using the vehicles for travel for work.