Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers’ compensation insurance covers injuries to employees.

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you.

St. Germain Insurance Inc. provides the following types of business insurance protection:

Workers’ Compensation Insurance

General Liability Insurance

Commercial Property Insurance

Surety Bonds

Business Owners Package Insurance

Commercial Earthquake Insurance

Contractor’s General Liability Insurance

Commercial Trucking Insurance

Directors and Officers Liability Insurance

Employment Practices Liability Insurance (EPLI)

Garage Insurance

Key Person / Employee Insurance

Liquor Liability Insurance

Product Liability Insurance

Commercial Auto Insurance

Business Interruption Insurance

Special Event Insurance

Professional Liability (Errors and Omissions) Insurance

Commercial Umbrella Insurance