Are you aware that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. Flood insurance is available to homeowners, condo owners/renters, renters, and commercial owners/renters. Just a few inches of water can cause tens of thousands of dollars in damage.
A policy can provide coverage for buildings and contents. Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.