Are you aware that your homeowner’s insurance does not cover flood damage? Insurance against flood must be obtained separately.  Flood insurance is available to homeowners, condo owners/renters, renters, and commercial owners/renters.  Just a few inches of water can cause tens of thousands of dollars in damage. 

A policy can provide coverage for buildings and contents. Typically, there’s a 30-day waiting period from the date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.